IronCrest Property Holdings — Investor FAQ

A syndication is a partnership that pools capital to acquire and operate an investment property. General Partners (GPs) source the deal, arrange financing, execute the business plan, and manage reporting. Limited Partners (LPs) provide capital and receive the majority of profits—without day‑to‑day responsibilities. For many investors, partnering with an experienced operator like IronCrest Property Holdings delivers stronger, more reliable outcomes than going it alone.

A preferred return (“pref”) is the minimum annual return that must be paid to investors (i.e., LPs) before the GP participates in profit‑sharing. Example: with an 8% pref, investors are entitled to 8% (annualized) on their contributed capital before the profit split kicks in. It’s a priority, not a guarantee—paid from available cash flow and/or sale proceeds per the PPM.

Not exactly. With IronCrest offerings, you own a direct interest in a specific property or project—typically featuring stronger tax benefits (e.g., depreciation), more transparency, and return potential tied to a defined business plan. REITs offer liquidity and diversification, but with less control and generally lower return targets.

An accredited investor (SEC definition) typically has either (a) $200k individual income or $300k joint for the last two years with expectation to continue, or (b) $1M+ net worth excluding primary residence. Certain FINRA licenses also qualify. Some private offerings are limited to accredited investors under SEC exemptions; others may allow a limited number of non‑accredited investors. Your status determines eligibility.

Our current minimum is $50,000, though it may vary by offering and share class.

Most IronCrest value‑add projects target a 3–5 year hold. Actual timing depends on market conditions, execution progress, and buyer demand. Some stabilized assets may be held longer for durable cash flow.

We combine data‑driven market assessment (e.g., population/employment trends, supply/demand, affordability, cap‑rate trends), deep broker relationships and on‑the‑ground due diligence. We take a conservative approach to deal underwriting, which is based on market inputs that we evaluate and refresh frequently. This gives us the confidence to offer exceptional returns to our investors.

As a small, boutique firm, the IronCrest Partners must review and endorse each asset. In addition, as a standard policy, IronCrest partners are required to invest their own capital in each acquisition. This policy may change as the firm grows, but for now we believe this is the best way to ensure we are fully committed to the success of our investors.

We aim to distribute preferred returns quarterly. Distributions usually begin within 6–12 months of acquisition (accruing from day one), depending on stabilization and the value‑add plan.

Distributions are paid via ACH to the bank account you designate during onboarding. You’ll also receive quarterly reports and a Schedule K‑1 annually for your tax preparer (target delivery by March 15).

Targets vary by asset and market; they are not guarantees. IronCrest strives to outperform industry averages through disciplined execution.

In multifamily syndications, the General Partner (GP) may create different share classes (often labeled Class A, Class B, etc.) to align with the needs of different investors. These classes balance risk, return, time horizon, and investment amount, allowing investors to choose the structure that best fits their goals. Key factors that influence share class design include:

• Risk tolerance & payment priority (steady income vs. long-term upside)
• Return structure (cash flow now vs. profits later)
• Investment amount (larger checks may unlock higher preferred returns or better splits)
• Time horizon (shorter-term income vs. long-term appreciation)
• Capital raising needs (helping the GP raise equity efficiently while appealing to a range of investors)

Fees fund the people and processes required to execute the plan (acquisitions, asset management, reporting, etc.). We position fees middle‑of‑the‑road to ensure resources without overburdening returns. Exact fees vary by deal and are detailed in the Private Placement Memorandum (PPM).

The PPM is the legal disclosure document describing the offering terms, the business plan, use of proceeds, risks, fees, and investor rights. Always read the PPM (and consult your advisor) before subscribing.

Investors typically benefit from depreciation (which can offset rental income), and potentially accelerated depreciation via a cost segregation study. On disposition, a 1031 exchange may defer capital gains by reinvesting in like‑kind property. Your individual outcome depends on your situation—consult a CPA.

Yes. Many investors use a Self‑Directed IRA or solo 401(k) to invest in alternatives like apartments. The account—not you personally—must own the interest, and all income/expenses flow through the account. Be aware of UBIT/UBTI in leveraged IRA deals; consult your custodian and tax advisor.

We seek C+ to B class, 25–200 unit value‑add or stabilized assets in strong secondary and select tertiary Southeast markets—balancing durable cash flow today with clear levers for operational and physical improvements.

Multifamily offers resilient demand, inflation‑hedged rents, and professional management scalability. IronCrest’s playbook—market selection, operations discipline, and targeted renovations—aims to enhance NOI and create outsized equity at exit.

We typically partner with vetted third‑party managers and oversee them closely — tracking KPIs, tenant experience, maintenance, leasing velocity, and budget adherence. As we develop a larger footprint in a region, we look to establish a preferred partner for that area where we can enjoy economies of scale and cross-property stafffing.

• Conservative underwriting and stress‑testing
• In‑person diligence and robust reserves
• Buying cash‑flowing assets with clear value‑add levers
• Transparent, frequent reporting

All investments carry risk, including loss of capital. See the PPM for full risk factors.

Taxable funds: Depreciation and cost segregation can shelter income; 1031 exchanges may defer gains at sale. Retirement funds: Using a Self‑Directed IRA or solo 401(k), growth is tax‑deferred (Traditional) or potentially tax‑free (Roth). Some investors depreciate in a Traditional IRA, convert at a lower value, then realize future appreciation in a Roth.

A 1031 exchange (IRC §1031) lets investors sell an investment property and reinvest into like‑kind real estate while deferring capital gains. Key rules: 45 days to identify and 180 days to close on the replacement property. Not for primary residences.

A cost seg separates building components into shorter tax lives (5/7/15‑year) enabling accelerated depreciation and potential bonus depreciation (phase‑down schedule applies). Most impactful for newer or recently renovated properties with ample site improvements.